The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings. The possible ratings are outstanding, satisfactory, needs to improve, and substantial noncompliance.
Of the 25 evaluations made public this month, five were rated outstanding, and 20 were rated satisfactory. Those banks receiving a rating of outstanding in the intermediate small bank category are Bay Bank FSB, Columbia, MD; Pioneer Bank, Roswell, NM; NexTier Bank NA, Kittaning, PA; and The First National Bank of Livingston, Livingston, TX. Dollar Bank FSB, Pittsburgh, PA is receiving a rating of outstanding in the large bank category.
This document is an evaluation of an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods consistent with safe and sound operation of the institution. This evaluation is not, nor should it be construed as, an assessment of the financial condition of this institution. The rating assigned to an institution does not represent an analysis, conclusion, or opinion of the federal financial supervisory agency concerning the safety and soundness of this financial institution.