Fintech company FIS has been tapped by New Jersey-based First Commerce Bank as its core banking platform.
FIS will provide the community bank, with $1.8 billion in assets, with a modern, AI-ready foundation to help it compete on technology with both national banks and digital-first challengers.
First Commerce Bank selected FIS after conducting a thorough evaluation of its long-term technology strategy. It was looking for a core partner with modern architecture, integration flexibility, and a commitment to service. The FIS Horizon platform stood apart for its ability to power the full money lifecycle on a single platform and accelerate fintech connectivity, among other reasons.
“Modernizing your core banking technology is one of the most consequential decisions a bank makes,” Gregory Garcia, chief operating officer at First Commerce, said. “We chose FIS because of the strength of the Horizon platform and because the team demonstrated a real commitment to our success throughout the process. We’re confident we have the right partner to help us grow and serve our customers well.”
As part of the agreement, First Commerce Bank gains access to the broader Horizon ecosystem. The platform also positions First Commerce Bank to pursue AI-powered capabilities, including standardized data feeds and agentic commerce tools.
“Community banks need more than modern technology, they need a partner that is invested in their long-term success,” Melissa Cullen, head of Regional and Community Banking, FIS. “First Commerce Bank is building for the future, and FIS Horizon gives them a flexible, modern foundation backed by the expertise, responsiveness and partnership needed to support that journey.”
First Commerce Bank joins a community and regional bank client base that spans institutions from under $1 billion to well over $100 billion in assets, all running on FIS core banking platforms including Horizon.