Lawmakers on Capitol Hill have updated language in the 21st Century ROAD to Housing Act to reflect work done in both houses of Congress to address housing affordability.
Lawmakers in the Senate and the House released an updated bill text that reflects bicameral and bipartisan work across the Senate Banking Committee and the House Financial Services Committee that incorporates priorities from the Senate, House, and White House, officials said. U.S. Sens. Elizabeth Warren (D-MA), .), ranking member of the Banking, Housing, and Urban Affair Committee; and Tim Scott (R-SC), chair of the Committee; joined U.S. Reps. French Hill (R-AR), chair of the House Financial Services Committee; and Maxine Waters (D-CA), ranking member of the House Financial Services Committee to release the legislation that focuses on the root cause of rising housing costs by cutting red tape, unlocking housing supply, lowering costs for families, protecting taxpayers, and preserving local control.
“2026 is the Year of Affordability, and the 21st Century ROAD to Housing Act gives Congress a chance to deliver a major win for families across the country,” Scott said. “This bill is the result of years of work to lower costs, expand housing supply, cut red tape, protect taxpayers, and help more Americans achieve the dream of homeownership. For me, this is personal. I know what it means for a family to have a safe, affordable place to call home because I watched my mother work hard to make that dream a reality in North Charleston, South Carolina. Now it is time to move forward, get this bill across the finish line, and deliver real relief for the American people.”
The Renewing Opportunity in the American Dream to Housing Act of 2025 (S. 2651, also known as the ROAD to Housing Act of 2025) was originally introduced in August 2025, and contains eight titles comprising 40 sections to address several housing topics. The legislation covers housing counseling, modular home construction and building codes, zoning and a section that focuses on authorizing, reauthorizing, or reforming existing programs like the Community Development Block Grants for Disaster Recovery, the HOME Investment Partnerships program, the Rural Housing Service, the Moving to Work demonstration, the Continuum of Care program, and Emergency Solutions Grants.
“I’m pleased that after months of back and forth that we have reached an agreement on a comprehensive housing package that will finally get America back to building affordable housing… While no compromise is perfect, this legislation reflects meaningful progress and incorporates over 50 housing and banking provisions which Democrats fought to secure, but our work is far from done,” Waters said. “This is an important step forward, not the final destination. I look forward to continuing my work to lower housing costs, address homelessness, expand affordable housing, and ensure every family has access to a safe and stable place to call home.”