A major housing bill passed in the U.S. House of Representatives this week.
The 21st Century ROAD to Housing Act (H.R. 6644) was approved by the House by a vote of 396-13. The House resolution amends the Senate-passed version of the legislation, addressing concerns from House members and market participants with a more balanced and workable approach.
The amended bill restores critical community banking provisions while preserving key measures to streamline housing development, improve affordability, encourage new construction, update outdated HUD programs, and eliminate burdensome regulatory barriers.
“Today, we proved Washington still works. After months of bipartisan, bicameral negotiations – and with the partnership of the Trump Administration – the House delivered to make housing more accessible and affordable for American families,” House Committee on Financial Services Chairman Rep. French Hill (R-AR) said.
The House version of the bill was led by Hill along with House Financial Service Committee Ranking Member Rep. Maxine Waters (D-CA), Subcommittee on Housing and Insurance Chair Rep. Mike Flood (R-NE), and Subcommittee on Housing and Insurance Ranking Member Rep. Emanuel Cleaver (D-MO).
“This housing bill is the result of a broad, bipartisan and bicameral legislative process, and is a huge step towards finally addressing the affordable housing and homelessness crises in this country. Americans deserve the peace of mind that comes with having a roof over their heads, the opportunity to build wealth through homeownership, and the dignity of knowing that working hard should be enough to afford a place to live,” Water said.
The bill now goes back to the U.S. Senate for a vote.
“The 21st Century ROAD to Housing Act, as amended by the House, is landmark legislation that will benefit renters, homeowners, and families hoping to buy a home across the country. The leadership of Chairman Hill and Ranking Member Waters has been instrumental in making this a reality, along with the leadership of President Trump. I hope the Senate takes up the bill without delay so we can make this bill law as soon as possible,” Flood said.
Cleaver said the bill has has an opportunity to lower costs for families.
“For over a year, I have worked with Chairman Hill, Ranking Member Waters, and Chairman Flood to craft legislation that will cut through unnecessary regulations and boost the development of affordable housing. I’m pleased that work has paid off with today’s legislation, which was passed with overwhelming bipartisan support. Now, I look forward to working with our Senate colleagues to get this legislation across the finish line and deliver relief to the American people,” Cleaver said.